Bring Financing Options to Your Tattoo Shop!
Inkzup has partnered with Finturf to offer an exclusive direct-to-lender financing program powered by Prosper. Help more clients say “yes” to larger tattoo projects while increasing your revenue—with no merchant fees.
How It Works
This program gives tattoo shops access to direct financing options for clients, with terms up to 60 months. Clients can finance their tattoo while you get paid upfront.
Direct-to-lender program (not a marketplace)
No merchant fees – keep 100% of your service revenue
Funding in 2–3 business days (direct deposit)
APRs starting at 6.99%
Full tracking via the Finturf merchant portal
Long-term financing options for clients (up to 60 months)
Increase approvals and grow your revenue
Easy payment options, zero loan admin
Shop Requirements
- $250k+ in annual revenue
- 2+ years in business
- W-9, DL, Insurance Cert, Voided Check
- $169 or $199 monthly subscription with finturf
- 5–7 days onboarding with training
Benefits
Why This Program Matters for Tattoo Shops!
Book larger projects without price pushback
Avoid 3–4% credit card processing fees
Easy to manage via Finturf portal
Increase artist income per appointment
Frequently Asked Questions
Who is the actual lender or financial institution behind the program?
This is an exclusive direct-to-merchant custom program for Finturf powered by Prosper.
What does the approval process look like?
>> Pre-qualification is done with a soft credit pull. >> If a customer accepts an offer, a hard credit pull follows. >> Minimum client FICO score: 600 >> The lender may request additional documents (driver’s license, income verification, etc.).
How quickly are funds disbursed to the tattoo shop? Are there any fees or holdbacks?
>> Funds are disbursed within 2–3 business days via direct deposit. >> No merchant fees or holdbacks.
How do shops track approvals and payouts?
Through the Finturf merchant portal, where you have full visibility.
Who assumes the risk if a customer defaults?
These are non-recourse loans. If a customer defaults, it is between the consumer and lender.
How do customers understand it’s a financing agreement?
Through the Finturf platform, where they see all financing offers and loan terms.
Is there training for shops?
Yes. After enrolling and paying the subscription fee: >> Submit your required documents >> Complete onboarding (5–7 days) >> Receive platform training and learn how to offer financing to clients
What are the shop eligibility requirements?
Tattoo shops must have a minimum annual revenue of $250,000 and at least 2 years in business.